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Gene Torstenson, Dickinson, N.D., letter: Heitkamp ignores retirement alternatives

Published 10/15/2012

Since 1960, the stock market has averaged a little over 11 percent annual growth including 20 years of negative growth. In my case, had I been allowed to privatize and using an average of 8 percent, I could draw $4,000 a month for the next 20 years and still leave a chunk for my heirs. Heitkamp thinks that is a bad idea.

Word count: 335

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