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INVESTING: Fear can force better investment planning

Published 07/06/2009, Chicago Tribune

You might be scared, but that's not always bad — if you channel it into action. The stock market and housing market crash, plus rising unemployment and harsh credit card terms, have made Americans aware that their financial futures are fragile. But out of the pain has come laudable behavior: People are thinking twice before spending on a whim, for example.

Word count: 800

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