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SOCIAL SECURITY Q AND A: How many years do I have to work to get retirement benefits?

Published 03/06/2009, Grand Forks Herald

A. Everyone born in 1929 or later needs 40 credits for retirement on their own work record. Enough work means you are insured on your record. Because earning as many as four credits per year is possible, you need at least 10 years of work to be insured for retirement.

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