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Local view: Early planning will ease transition to retirement

Published 02/10/2012, Duluth News Tribune

Much is being written about retirement. People are delaying retirement because of the Great Recession. There’s continuing economic volatility and uncertainty. Baby Boomers are arriving at age 65 with massive numbers. Life expectancy is increasing, causing retirees to wonder whether their money will last as long they do. Also, there are health-insurance considerations and a myriad of retirement options, including 401(k), pension, Social Security, IRA, 457, 403(b), SEP, SIRA and more.

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