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Financial problems can become cyclical as expenses rise

Published 11/25/2011, The Jamestown Sun

A late rent payment turns into an extra $100 deficit in overdue fees. A medical emergency leads to big bills and valuable days of work lost. A payday loan may bring thousands of dollars in interest or overdraft fees. For those struggling to make ends meet, everyday costs come laden with traps that can drag impoverished people and families over a financial precipice.

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