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Barry D. Miller, West Fargo, Published March 28 2014

Letter: Let’s get honest about real costs of Obamacare

I agree with the March 23 letter from John Viacrucis. Let’s get the facts out about Obamacare. (Yes, even the president likes this name and has said so on several occasions, but now that it’s unpopular, the liberals/

progressives/Democrats refer to it as the Affordable Care Act).

Fact No. 1 – There are no $17 plans. Yes, some may pay $17, but that is because they are being subsidized by other taxpayers.

Fact No. 2 – Viacrucis is wrong; 5 million have not enrolled in Obamacare. That many merely have signed up. There is a difference between signing up and enrolling, and, conveniently, the Obama administration is not releasing numbers of those who have actually enrolled.

Every study and article I have read said of those who have signed up, about 75 percent currently have coverage, so the uninsured number is quite low. The actual enrolled number is the important one as those are the ones who will end up paying premiums.

Fact No. 3 – Harry Reid is wrong; real people are affected by the changes in this law, even though he refuses to admit it (I wonder who is delusional now, Mr. Reid).

Fact No. 4 – Why do single males like me and those who can no longer bear children have to pay premiums for maternity coverage?

Fact No. 5 – The IRS has now changed the name of the tax penalty to “the Individual Shared Responsibility Payment” to try to soften the fact that Americans are being forced to pay for something they don’t want. As a matter of fact, I would like for Viacrucis and the liberals/

progressives/Democrats and the Heitkamps to define affordable. What does affordable mean to them?

In my case, my individual premium increased by 42 percent this year (after 21 percent the prior year and a possible 26 percent this year, according to recent articles). And my deductible went from $3,150 (pre-Obamacare) to $6,250 (post-Obamacare); my copay doubled to $60; my prescription coverage and my cost share is zero until I hit the $6,350 deductible. So the way I figure it, if I were to get sick, I would have to pay between $10,000 and $11,000 out of my pockets (premiums and deductible included) before my insurance pays anything. How is that affordable?

I’m willing to bet Viacrucis and others who gloat over Obamacare either have employee-sponsored health coverage, union-sponsored health coverage, Medicare or Medicaid, and, at this point, the rollout of Obamacare has little if no effect on them.

Yes, let’s talk about Obamacare, or as I refer to it, the American Proctology Insurance Plan. But as a single guy, I can sleep easier at night knowing that I am paying for maternity coverage.

These are the facts, whether the supporters want to admit it or not.