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Published January 18 2014

North Dakota bankruptcies (Jan. 18)

Chapter 7 is a petition to liquidate assets and discharge debts.

Chapter 11 is a petition for protection from creditors and to reorganize.

Chapter 12 is a petition for family farmers to reorganize.

Chapter 13 is a petition for wage earners to readjust debts.

Filed in U.S. Bankruptcy Court

North Dakota

Steven T. Chalifoux, West Fargo, and Marcia J. Chalifoux, Fargo, Chapter 7.

Nicholas Albert Howe, Fargo, Chapter 7.

Wayne R. Gardiner, Grand Forks, Chapter 7.

Guy Allan Striffler, Fairmount, Chapter 7.