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Published November 20 2010

Minnesota Bankruptcies (November 20, 2010)

Chapter 7 is a petition to liquidate assets and discharge debts.

Chapter 11 is a petition for protection from creditors and to reorganize.

Chapter 12 is a petition for family farmers to reorganize.

Chapter 13 is a petition for wage earners to readjust debts.

Filed in U.S. Bankruptcy Court

Minnesota

Bankruptcy filings from the following counties: Becker, Clay, Douglas, Grant, Hubbard, Mahnomen, Norman, Otter Tail, Polk, Traverse, Wadena and Wilkin.

Joy D. Torvinen, Deer Creek, Chapter 7, debts of $52,273, assets of $48,079.

Tammy J. Devier, Georgetown, Chapter 13, occupation, debts and assets not listed.

Lecia A. Spellman, Alexandria, salesman, Chapter 7, debts of $99,625, assets of $6,860.

Penny June Halstad, Fertile, coordinator, Chapter 7, debts of $72,712, assets of $72,908.

Virgil R. and Pamela J. Dufault, Crookston, Chapter 7, debts of $98,314, assets of $100,530. Dufault is unemployed. Mrs. Dufault is a seamstress.

Jason L. Thorsell, Comstock, Chapter 7, occupation, debts and assets not listed.

Craig Laurel Orum, Detroit Lakes, unemployed, Chapter 7, debts of $55,718, assets of $74,822.

Kelly Karl Schienbein, Osakis, assistant manager, Chapter 7, debts of $161,033, assets of $108,800.

Randy William and Cimberly C. Melbye, also known as Cim Cai Melbye, Dent, Chapter 7, debts of $153,290, assets of $167,113. Melbye is a salesman. Mrs. Melbye is a stylist.